Credit Cards. Explore the best credit cards in every category as of August Get started! Check out our top picks of the best online savings accounts for August Get Started! Explore our picks of the best brokerage accounts for beginners for August Before you apply for a personal loan, here's what you need to know. Get Pre Approved. Published in: Credit Cards Jan. Offers on The Ascent may be from our partners - it's how we make money - and we have not reviewed all available products and offers.

Why isn't Discover as widely accepted as Visa or Mastercard?


What Makes It Different?
Buy online groceries. Pick out a birthday gift for mom. Head to a catch-up dinner with friends. Get gas. Consider these five facts about Discover credit cards:.
Where the Discover Card Isn't Accepted
Discover credit cards come with a lot of desirable features that attract new users, such as no annual fees, cash back rewards , and low introductory interest rates. However, once the new cards arrive in the mail, many consumers become disappointed when they find out that Discover Card acceptance isn't as widespread as rivals MasterCard and Visa. Here at MyBankTracker, we did some investigating to understand why your Discover card isn't accepted everywhere. Like American Express , in most cases, Discover issues its line of credit directly to consumers, while Visa and MasterCard are issued through banks and other entities that promote the cards and manage the billing. These partnerships help to spread the costs associated with logistics and promotion. According to a spokesperson for Discover, more than 30 Discover cards are co-branded with other partners.
We think it's important for you to understand how we make money. It's pretty simple, actually. The offers for financial products you see on our platform come from companies who pay us. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. Compensation may factor into how and where products appear on our platform and in what order. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can.